The Apni Zameen Apna Ghar CM Maryam Nawaz 3 Marla Plot Scheme 2025, officially known as Apni Zameen Apna Ghar, is a groundbreaking housing initiative launched by the Punjab Government under the leadership of Chief Minister Maryam Nawaz. This free plot scheme in Punjab is designed to provide 3 Marla (675 sq. ft.) residential plots completely free of cost to low-income families, widows, orphans, disabled individuals, labourers, and homeless people across 19 districts in Punjab.
This initiative reflects the vision of a welfare state where every deserving citizen has access to land, shelter, and basic facilities without a financial burden. With no hidden charges, no installments, and a transparent online application, this project is a life-changing opportunity for thousands.
⭐ Key Features of the 3 Marla Plot Scheme
- ✅ Free 3 Marla (675 sq. ft.) plots in government-approved housing schemes
- ✅ No cost, no installments – 100% free
- ✅ Open to residents of Punjab only
- ✅ Target groups: widows, disabled individuals, labourers, orphans, and the poor
- ✅ Covered across 23 schemes in 19 districts
- ✅ First phase includes 1,892 plots
- ✅ Includes access to water, electricity, sewage, and paved roads
- ✅ Priority for female-headed and vulnerable families
📍 Districts Covered in Phase 1 (Apni Zameen Apna Ghar)
This free land scheme, initially covering Punjab, includes the following districts:
| Serial No | District | 3 Marla Plots Scheme Names | No. of Plots |
|---|---|---|---|
| 01 | Jhelum | ADS-IV & ADS-I | 727 & 3 |
| 02 | Kasur | ADS Pattoki | 388 |
| 03 | Faisalabad | ADS Mamukanjan | 257 |
| 04 | Lodhran | ADS Lodhran | 218 |
| 05 | Okara | ADS Renal Khurd II & ADS Okara | 128 & 2 |
| 06 | Layyah | 03-Marla Housing Scheme (Extension) | 55 |
| 07 | Bhakkar | 03-Marla Housing Scheme & ADS-II-Bhakkar | 36 & 16 |
| 08 | Sahiwal | 03-Marla Housing Scheme | 33 |
| 09 | Sargodha | 3-M Sillan Wali | 25 |
| 10 | Khushab | 03-Marla Housing Scheme Jauharabad | 24 |
| 11 | Bahawalnagar | ADS Bahawalnagar | 20 |
| 12 | Mandi Baha-Ud-Din | ADS-Mandi Baha-Ud-Din | 17 |
| 13 | Rajanpur | ADS Rajanpur | 15 |
| 14 | Attock | ADS Hazro | 11 |
| 15 | Gujrat | 03-Marla H.S. | 8 |
| 16 | Bahawalpur | ADS-I (Extension) & ADS-I (Existing) | 6 & 1 |
| 17 | Vehari | 03-Marla Vehari | 4 |
| 18 | Jhang | ADS Jhang | 4 |
| 19 | Chiniot | ADS Chiniot | 2 |
| Total | 2000 | ||
Region & District Wise Distribution of Plots
| Region | Districts Covered | Number of Plots | Schemes |
|---|---|---|---|
| Rawalpindi Division | 4 districts | 658 | 5 |
| Faisalabad Division | 5 districts | 288 | 4 |
| Lahore Region | 3 districts | 518 | 5 |
| Bakhar Region | – | 131 | 7 |
| Multan Region | 5 districts | 270 | 9 |
| Bahawalpur Division | – | 27 | 3 |
✅ Phase 2 is expected to expand to more districts after the success of Phase 1.
📋 Eligibility Criteria – Who Can Apply for azag punjab gov pk?
To apply for the 3 Marla Plot Maryam Nawaz Housing Scheme, you must fulfil the following criteria:
| Eligibility Criteria | اہلیت کا معیار |
|---|---|
| 01. Applicant must be a permanent resident of Punjab as per valid CNIC. | شناختی کارڈ کے مطابق ، درخواست گزار کا پنجاب کا مستقل رہائشی ہونا لازمی ہے۔ |
| 02. Applications are only allowed for schemes within the applicant’s district. | درخواستیں صرف درخواست گزار کے ضلع میں موجود سکیموں کے لیے ہی قابل قبول ہیں۔ |
| 03. The applicant, their spouse, or dependent children must not own any plot or house anywhere in Pakistan. | درخواست گزار، ان کے شریک حیات یا زیر کفالت بچوں کے نام پاکستان میں کہیں بھی کوئی پلاٹ یا مکان نہیں ہونا چاہیے۔ |
| 04. Applicant has clean criminal record. | درخواست گزار کا مجرمانہ ریکارڈ صاف ہو۔ |
| 05. The applicant must not be a defaulter of any bank or financial institution. | درخواست گزار کسی بھی بینک یا مالیاتی ادارے کا نادہندہ نا ہو۔ |
| 06. Applicants should ensure the accuracy of provided information, as false declarations may lead to disqualification. | درخواست گزار فراہم کردہ معلومات کی درستگی یقینی بنائے، غلط بیانات نااہلی کا سبب بن سکتے ہیں۔ |
| TORs for Allotment of plots | پلاٹوں کی الاٹمنٹ کے ٹی او آرز |
|---|---|
| 01. The successful applicant must commence house construction in accordance with prevailing building by-laws within six months from the date of possession of the plot. Construction must be completed within two years from the date of possession. | کامیاب درخواست دہندہ کو پلاٹ کی ملکیت کی تاریخ سے چھ ماہ کے اندر مروجہ بلڈنگ بائی لاز کے مطابق گھر کی تعمیر شروع کرنی ہوگی۔ قبضے کی تاریخ سے دو سال کے اندر تعمیر مکمل ہونی چاہیے۔ |
| 02. The allotted plot cannot be sold, transferred, or leased for a minimum period of five years from the date of allotment. Any transfer of ownership within this period shall result in automatic cancellation of the allotment. | الاٹ شدہ پلاٹ کو الاٹمنٹ کی تاریخ سے کم از کم پانچ سال کی مدت کے لیے فروخت، منتقل یا لیز پر نہیں دیا جا سکتا۔ اس مدت کے اندر ملکیت کی کسی بھی منتقلی کے نتیجے میں الاٹمنٹ خودکار طور پر منسوخ ہو جائے گی۔ |
| 03. Failure to comply with construction timelines or building regulations will result in cancellation of the allotment after issuance of a one-month written notice. | تعمیراتی ٹائم لائنز یا عمارت کے ضوابط کی تعمیل میں ناکامی کے نتیجے میں ایک ماہ کے تحریری نوٹس کے اجراء کے بعد الاٹمنٹ منسوخ کر دی جائے گی۔ |
| 04. In cases of cancellation due to non-compliance or false information, possession of the plot shall be resumed by the Punjab Housing and Town Planning Agency (PHATA) without any compensation. | عدم تعمیل یا غلط معلومات کی وجہ سے منسوخی کی صورت میں، پنجاب ہاؤسنگ اینڈ ٹاؤن پلاننگ ایجنسی (PHATA) کے ذریعے پلاٹ کا قبضہ بغیر کسی معاوضے کے دوبارہ شروع کیا جائے گا۔ |
| 05. The allotted plot must only be used for residential purposes. | الاٹ شدہ پلاٹ صرف رہائشی مقاصد کے لیے استعمال ہونا چاہیے۔ |
| 06. Commercial activities or unauthorized constructions on the plot are strictly prohibited. | پلاٹ پر تجارتی سرگرمیاں یا غیر مجاز تعمیرات سختی سے ممنوع ہیں۔ |
| 07. In case of any disputes, the matter will be referred to the Designated Grievance Redressal Committee (GRC) of PHATA for resolution. | کسی بھی تنازعہ کی صورت میں، معاملے کو حل کے لیے PHATA کی نامزد شکایتی ازالہ کمیٹی (GRC) کو بھیجا جائے گا۔ |
| 08. PHATA reserves the right to conduct inspections at any stage of construction to ensure compliance with the TORs. Any violation of these TORs will lead to legal action under relevant laws and regulations. | PHATA ٹی او آرز کی تعمیل کو یقینی بنانے کے لیے تعمیر کے کسی بھی مرحلے پر معائنہ کرنے کا حق محفوظ رکھتا ہے۔ ان ٹی او آرز کی کسی بھی خلاف ورزی پر متعلقہ قوانین اور ضوابط کے تحت قانونی کارروائی کی جائے گی۔ |
🌐 How to Apply Online for Apni Zameen Apna Ghar Scheme
Follow these simple steps to register for the 3 Marla plot online registration in Punjab:
✅ Step-by-Step Registration Process:
Step: 1
- Visit the Official Website:
Go to 👉 https://azag.punjab.gov.pk - Check Eligibility:
Click on “Eligibility Criteria” to ensure you meet the conditions. - Create an Account:
- Enter your CNIC, full name, email, phone number, and password.
- Click “Register as shown in the image below.
- Verify Email:
- Open the verification email and click the confirmation link.
- Log in to the Portal:
- Use your email and password to log in as shown in the image below.
Step: 2
Step: 3
- Answer 5 Eligibility Questions Honestly, as shown in this image below:
- Are you a Punjab resident?
- Applying in your current district?
- Do you or your family own land or/home?
- Are you a defaulter or blacklisted by any bank?
- Any criminal record?
Step: 4
- Fill Application Form:
- Enter personal info as shown in the image below.
Step: 5
- Enter Employment & Income Details as shown in the image below.
- Click “Next”.
Step: 6
- Then select Occupation, monthly income range, and Source of income, as shown in the image below.
Click Next.
Step: 7
Then, select several family members and the number of dependents or combined family income, as shown in the image below.
Click Next.
Step: 8
Fill Housing Requirement Details
As shown in the image below, after entering your personal, income, and family details, the next step is to fill out your housing requirements:
📝 You will be asked:
- Are you currently living in a rented house?
- If yes, enter your monthly rent amount.
- Do you have any previous government housing allotment?
- Would you like to apply for a loan under the Apni Chhat Apna Ghar program?
- If yes, select the loan amount from the dropdown (up to 1,000,000 PKR).
Click Next.
Step: 9
Upload Required Documents (With Screenshot Proof)
In this step, you must upload the required documents. The image below shows the official interface where you can submit each file. Make sure the files are in JPG, PNG, or PDF format, and each file should be less than 1 MB.
Documents Required:
- ✅ Applicant Picture (تصویر)
- ✅ CNIC (Front & Back)
- ✅ Spouse’s CNIC (If applicable)
- ✅ Proof of Income (آمدن کا ثبوت)
- ✅ Domicile Certificate (ڈومیسائل)
- ✅ Any Other Supporting Documents (اگر کوئی اضافی دستاویزات ہوں)
Review the Information you submitted above and submit the Application as shown in the image below.
🧾 Application Review & Plot Allotment Process
- All applications will be verified by the district administration.
- Shortlisted applicants will enter a computerised draw (balloting).
- Selected individuals will be notified via SMS and email.
- Allotted plots will be located in their respective government housing schemes.
🏗️ Government Support & Long-Term Benefits
The scheme is not just about free land – it includes holistic support for housing construction:
- 🏦 Construction financing from banks
- 🏘️ Technical and planning support from Punjab Housing & Town Planning Agency (PHATA)
- 🤝 Future collaboration with private developers
- 👩👧 Focus on female-led households and the most vulnerable
💬 CM Maryam Nawaz: “Every deserving family in Punjab deserves a roof over their heads. This is the start of a new journey.”
🏠 Apni Chhat Apna Ghar – Interest-Free Loan for 3 Marla Plot Owners
If you’ve been allotted a 3 Marla plot under the Apni Zameen Apna Ghar Scheme, you are eligible to apply for an interest-free construction loan under the Apni Chhat Apna Ghar program.
💰 Loan Features & Benefits:
- Loan Amount: Up to Rs. 1.5 million for home construction
- Monthly Installment: Only Rs. 14,000/month
- Repayment Period: 7 years (84 months)
- Grace Period: 3-month relaxation before the first installment
- Disbursement Method: Funds are released in installments to support construction stages
This easy home loan scheme in Pakistan helps low-income families build their dream homes without the burden of interest.
Take advantage of the Apni Chhat Apna Ghar interest-free loan and start building your future today!
📢 Conclusion (Apni Zameen Apna Ghar)
The Apni Zameen Apna Ghar or CM Maryam Nawaz 3 Marla Plot Scheme 2025 is a revolutionary initiative to empower Punjab’s underprivileged citizens with free land ownership. With a transparent system, simple application, and comprehensive government support, this is a golden chance for those without homes to claim their future.
👉 Apply now at: https://azag.punjab.gov.pk
Stay updated through official channels and district housing offices.
Contact Number: 042-99213419, 99213428
Email: info@phata.punjab.gov.pk